Insurance Built for Your Business

ZSF Insurance provides commercial insurance solutions for businesses across the United States — including trucking, commercial auto, personal auto, general liability, workers' compensation, and Business Owner's Policy (BOP) coverage.

3+YEARS OF EXPERTISE & PASSION
48STATES COVERED
24hCLAIMS RESPONSE TIME
🛡️ We are licensed. View our licenses & credentials

Business Owner's Policy

Property & liability, bundled

Trucking Insurance

Coverage built for the road

Commercial Auto

Coverage for your business vehicles

Personal Auto

Protection for your personal ride

General Liability

Protection against third-party claims

Workers' Compensation

Support for your employees, and you

Business Owner's Policy

Property & liability, bundled

Trucking Insurance

Coverage built for the road

Comprehensive Commercial Coverage

From trucking to general business risk, every policy we write is built around the real exposures your business faces — whatever industry you're in.

Trucking Insurance

Coverage built for the road

Commercial Auto

Coverage for your business vehicles

Personal Auto

Protection for your personal ride

General Liability

Protection against third-party claims

Workers' Compensation

Support for your employees, and you

Business Owner's Policy

Property & liability, bundled

We Speak Commercial Insurance

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Multi-Line Expertise

We write trucking, commercial auto, personal auto, general liability, workers' compensation, and BOP — all under one roof for streamlined coverage.

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Compliance & Filing Support

We handle IFTA filings, UIIA filings, and state compliance requirements so your business stays compliant without the paperwork headache.

Hands-On Claim Handling

When something happens, our claims team manages the process from start to finish, so you can get back to business quickly.

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Built for Growing Businesses

We understand the economics of running a business. We work hard to find you coverage that fits your budget and keeps you protected.

Who We Insure

Businesses of every size, across every industry

🚛Trucking Companies
🏗️Construction & Contractors
🏢Small & Mid-Size Businesses
🚗Businesses with Commercial Fleets
🏪Retail & Service Businesses
👷Businesses with Employees

Ready to Protect Your Business?

Get a free commercial insurance quote today. Our brokers are ready to find you the best rate for the coverage your business actually needs.