Insurance Built for Your Business
ZSF Insurance provides commercial insurance solutions for businesses across the United States โ including trucking, commercial auto, personal auto, general liability, workers' compensation, and Business Owner's Policy (BOP) coverage.
Commercial Auto
Coverage for your business vehicles
Trucking Insurance
Coverage built for the road
Where Our Business Thrives
Hover any state to see its coverage status. ZSF Insurance is actively writing policies across the contiguous United States.
Comprehensive Commercial Coverage
From trucking to general business risk, every policy we write is built around the real exposures your business faces โ whatever industry you're in.
Trucking Insurance
Specialized coverage for trucking businesses, including auto liability, cargo, and physical damage protection.
Commercial Auto
Liability and physical damage coverage for the vehicles your business depends on, from a single car to a full fleet.
Personal Auto
Coverage for personal vehicles, tailored to your driving history and protection needs.
General Liability
Protects your business against third-party bodily injury, property damage, and lawsuit-related costs.
Workers' Compensation
Covers medical expenses and lost wages for employees injured on the job, while protecting your business from liability.
Business Owner's Policy (BOP)
Bundles property and general liability coverage into one affordable, streamlined policy for small and mid-size businesses.
We Speak Commercial Insurance
Multi-Line Expertise
We write trucking, commercial auto, personal auto, general liability, workers' compensation, and BOP โ all under one roof for streamlined coverage.
Compliance & Filing Support
We handle IFTA filings, UIIA filings, and state compliance requirements so your business stays compliant without the paperwork headache.
Hands-On Claim Handling
When something happens, our claims team manages the process from start to finish, so you can get back to business quickly.
Built for Growing Businesses
We understand the economics of running a business. We work hard to find you coverage that fits your budget and keeps you protected.
Who We Insure
Businesses of every size, across every industry
Ready to Protect Your Business?
Get a free commercial insurance quote today. Our brokers are ready to find you the best rate for the coverage your business actually needs.